The question of what do we have can be answered in many ways based upon our reference point.  We could claim we have something based upon all the effort and good intentions we have thrown into a pursuit.

Fools for Christ
6Brothers, I have applied these things to myself and Apollos for your benefit, so that you may learn from us not to go beyond what is written. Then you will not take pride in one man over another. 7For who makes you so superior? What do you have that you did not receive? And if you did receive it, why do you boast as though you did not? 8Already you have all you want. Already you have become rich. Without us, you have become kings. How I wish you really were kings, so that we might be kings with you!… 1 Cor. 4:6-8